In addition, you'll have a fixed payment schedule that requires you to pay back the debt in 2 - 5 years (depending on the terms of the loan).That can help you avoid the minimum payment trap that can keep you in debt for years to come.For example, say you have three credit cards and decide to use debt consolidation to combine all three into one larger consolidation loan.
Download an accessible PDF version of the Master Promissory Note (MPN) for Direct Subsidized/Unsubsidized Loans.
Download an accessible PDF version of the Direct PLUS Loan Master Promissory Note (MPN).
The Direct PLUS Loan Application provides the school information needed to create your Direct PLUS Loan.
You must have an FSA IDto access all services offered by this Web site. The FSA IDalso allows you to sign your If you have not previously received a Direct Loan or Federal Family Education Loan (FFEL), the Federal Government requires you to complete entrance counseling to ensure that you understand the responsibilities and obligations you are assuming.
The FSA IDserves as your identifier to let you access your personal information in various U. If you complete entrance counseling to borrow a loan as an , the entrance counseling fulfills counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.
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